How much do cats cost to own and how can I save money on grooming?

How much do cats cost to own? They may only be relatively small, but the expense of owning a cat can be a little more than you think if you sit down and calculate the numbers. If you’re thinking of getting your first cat, you might be surprised how much you’ll have to spend before he even arrives at your home, and then there will be the ongoing costs of making sure he gets there. is a well-fed, happy and healthy cat.

It all adds up, and it could well be a lot more than expected. So rather than realizing too late that you’ve brought a furry little hole of cash into your home – especially in these times of financial hardship – it pays to know how much owning a cat is going to cost you and how you can reduce it. the expenses of being a cat parent.

And of course, if you already own cats and are concerned about how much you spend on them, there are plenty of things you can do to save money and protect yourself from the horrors of unexpected vet bills.

So read on for the costs of owning a cat, a breakdown of everything you’ll need to buy when you adopt a cat, and how to save money on food and essentials, including risks and benefits. advantages of homemade. vs. store-bought cat food and how to choose the best pet insurance at the right price.

What do you need before having a cat?

Before you even get a cat, you’re going to have to shop for everything in it, and you might be surprised at how much it’s all going to cost.

At the very least, your new cat will need a bowl of food (plus quality cat food) and a bowl of water, a warm and comfortable cat bed, a litter box (and of course kitty litter), a medium sized scratching post unless you want to have your furniture shredded, a brush or comb to keep your cat’s fur in good condition, a selection fun cat toys and delicious treats and finally a cat carrier.

Your cat is also going to want a safe, high space where they can keep an eye on things, so you may need to invest in a cat tree as well if you don’t have extra shelving from other places. height. .

And on top of that, when it comes to things like bowls, beds, and litter boxes, it pays to have a spare.

So realistically you’re looking to spend around $200 or more getting your home ready for your new furry tenant.

A cat in a basket with toys

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How much does adopting a cat and kitten cost?

What is the length of a string? The cost of adopting a cat or kitten can range from nothing to a lot of money. If you’re not too picky about fancy breeds, it won’t be too hard to find cat owners in your neighborhood who’ve suddenly found themselves with a litter of kittens to adopt, and it shouldn’t cost you very much. expensive – if nothing at all.

The most ethical route to becoming a cat owner, however, is to adopt from an animal shelter. It won’t be free – you could pay between $50 and $200 to adopt a cat, and you’ll usually pay more for a kitten and less for a senior cat – but it’s money well spent, because you’ll be sure that your cat has been neutered, vaccinated, microchipped and has received a certificate of good health.

However, if you go with a particular breed from a reputable breeder, that’s when the costs start to rise; depending on the breed, you’ll likely have to spend hundreds – if not thousands – of dollars. So maybe reconsider that Bengal or Savannah if you’re on a tight budget.

How much does a cat cost per month?

Alright, so you’ve bought all the felines, paid your adoption fees and finally brought your cat home; how much will your little furry friend cost you in the future?

According to the ASPCA (opens in a new tab) There are four main areas of regular expenses you will need to cover if you own a cat:

  • Recurring medical expenses: routine veterinary care such as checkups, vaccinations, and medication for fleas, ticks, and worms
  • Cat food: a complete and balanced diet for your cat
  • Treats: these may seem extravagant, but they can be a useful tool for training your cat and bonding
  • Toys: no one wants a bored cat, so they will need new and stimulating toys on a fairly regular basis

On top of that, there are various miscellaneous fees; things like catnip, extra scratching posts and things like that. But it all boils down to this: the ASPCA says you should plan to spend $634 a year on your cat, or about $53 a month.

What’s not included?

Photo of a vet bill

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Of course, when it comes to cats, it’s never quite that simple, and you can never be sure what unexpected expenses your furpal will incur next. Topping the list are emergency vet bills; these can cost you hundreds or even thousands of dollars, which is why you should definitely get your cat pet insurance (more on that in a second).

Beyond that there’s the cost of cat sitters or stays at a cattery if you’re away from home for a while, and if you’re in rented accommodation you may have to pay a fee. additional monthly fees for owning a cat, to cover any damage. And if you’re not a renter, you may still need to repair any damage your cat caused to furniture or flooring, especially if you haven’t provided enough toys or places to scratch. .

How to insure your cat

If you haven’t received the message yet, you absolutely must take out insurance for your cat. Yes, it will probably add $10-20 to your monthly cat budget, depending on the amount of coverage you choose, but you’ll be grateful if the cat has a serious accident or serious illness.

Veterinary bills can quickly add up, and having an unhealthy pet is worrying enough without adding an exorbitant bill. If you’re unsure about pet insurance, check out our guide on how to choose the best pet insurance, or head straight to our roundup of the best pet insurance options for pets. pets right now.

How much does it cost to feed a cat per day?

A cat receives a bowl of food

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Luckily, the cheapest part of owning a cat is feeding it. Depending on your choice of cat food (which can of course depend on what your cat is happy to eat), feeding your cat will probably cost you between 50c and a few dollars a day, although you can of course spend a bit more. only if your cat insists on the best veterinarian-recommended cat food.

How can I keep my cat on a budget?

A cat in a cardboard den

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If all of those feline costs are starting to seem a bit high, there are a few things you can try to bring the price of owning a cat down a bit. Cats (opens in a new tab) Protection has some great money-saving tips (opens in a new tab) for cat owners, including:

  • Make your own cat toys – you can turn egg cartons and toilet paper tubes into puzzles or make toys out of old socks filled with catnip.
  • Avoid catteries when you leave; instead, leave your cat at home and have friends, neighbors or relatives drop by twice a day to make sure she’s fed and safe.
  • Use boxes instead of buying expensive cat beds; a cardboard box containing an old sweater and a blanket will make the kitten perfectly happy.
  • Turn off the heating when you are out all day; it may seem cold to you, but your cat has its own fur coat and will seek out the warmest spot in your home anyway.
  • Make sure they are sterilized – not only will this mean that there will be no unwanted kittens to watch out for, but it will also reduce the risk of your cat contracting diseases.

How to Save Money on Cat Food and Necessities

Need more money saving tips? There are many other things you can do to make owning a cat cheaper. When it comes to cat food, of course you can save money by avoiding the premium brands, but you can also save by finding the best cat food deals and looking at subscription options and bulk buying to get cheaper foods and treats.

If you’re feeling brave, you can also try making your own cat food. Check out our guide on how to make homemade raw cat food, but you should be aware of the risks involved. our vet’s guide to homemade vs. store-bought cat food will walk you through it. You have to be extremely careful about this if you want to meet your cat’s nutritional needs, and overall it’s probably more trouble than it’s worth.

Finally, there are many possibilities for making your own cat toys, furniture and accessories. So check out our guides on DIY kitten toys or homemade cat toys, as well as scratching posts, litter boxes, cat trees and even outdoor cat houses. Good build!

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